$15k
First-time funding up to
$20k
Returning customers up to
Minutes
Typical funding speed
None
Credit score required
3 months
Min. business history
$3,000
Min. bank balance
Giggle Finance provides fast, revenue-based funding for gig workers, independent contractors, freelancers, and small business owners who need capital without the friction of a traditional loan.
Approval is based on business income and bank activity — not personal credit. First-time applicants can access up to $15,000 in minutes; returning customers may qualify for up to $20,000. Once approved, funds are deposited into your connected business account so you can keep operations moving.
Payments flex with weekly business revenue, with transparent terms, no hidden fees, and a prepayment discount when you want to pay off early. On-time payments are reported to Experian and TransUnion to help build business credit.
Who it serves: rideshare and delivery drivers, app-based freelancers, truckers, salons, food trucks, consultants, photographers, e-commerce sellers, and other 1099 / self-employed operators with at least three months of business income.
Complete a short online application — it only takes a few minutes.
Securely connect your business bank account so Giggle can verify income and deposits.
Get an instant decision and review your terms. Approval is based on revenue, not credit score.
Funds are deposited quickly into your connected account so you can cover emergencies, inventory, or growth without delay.
