Welcome to Unclaimedly, a software platform that helps businesses discover, apply for, and track eligibility for tax credits, relief programs, and similar opportunities. Our marketing site is at https://www.unclaimedly.com, and program intake, document collection, and application tracking are provided through our customer portal at https://portal.unclaimedly.com. Participating processors and partners configure program workflows on the platform; Unclaimedly provides the technology that connects applicants with those workflows.
Some visitors arrive through referral links from affiliate or partner organizations (for example, marketing partners such as Giggle). When applicable, we disclose those relationships as described in these Terms and our Privacy Policy. Referral attribution does not change your eligibility for any program.
These Terms do not apply to third-party websites, program administrators, or service providers we link to. Those parties have their own terms and privacy practices, and we do not control them. We encourage you to review the terms of service and other policies of any site that you access.
International Users and Geographic Scope. This Site is operated out of the United States and as such, the details in this Terms of Service are directed primarily to U.S. Users and based upon U.S. laws. Users visiting the Site from other countries will find that many provisions may differ from the laws of their country, including eligibility, laws, tax rules, among others. The information, resources, programs, products, services, and third-party links made available through the Site are largely specific to the United States and may not be applicable or available in other countries or jurisdictions. Users from outside the United States are responsible to determine whether information presented in the Site and through any links is applicable to them and compliant with the laws and regulations of their country or jurisdiction. In particular, the Site and its policies in no way purport to waive mandatory rights under applicable law. For information concerning the collection, use, disclosure, retention, and protection of personal information, including any rights that may apply to users located outside the United States, please refer to Unclaimedly's Privacy Policy.
In no case is Unclaimedly responsible for third party content, policies, or completion of services.
1. Agreement to These Terms
These Terms of Service ("Terms") are a binding agreement between you, the user ("you" or "User") and Unclaimedly governing your access to and use of https://www.unclaimedly.com, https://portal.unclaimedly.com, and any related subdomains, content, tools, and features (collectively, the "Site" or "Platform").
By accessing or using the Site, you agree to these Terms and to our Privacy Policy, and other referenced policies, which are incorporated by reference. If you do not agree, please do not use the Site.
Section 14 contains a binding arbitration provision and a class action waiver that affect how disputes between us are resolved. Please read it carefully.
2. Eligibility
You must be at least eighteen (18) years old, or the age of legal majority in your jurisdiction, to use the Site. By using the Site, you represent that you meet this requirement, that you have the legal capacity to enter into these Terms, and that you are not barred from doing so under any applicable law or sanctions program.
3. Definitions
- "Content" means all text, articles, reviews, comparisons, guides, images, graphics, video, audio, data, layouts, and software made available on the Site.
- "User Content" means anything you submit, post, or transmit to the Site, including comments, reviews, ratings, questions, images, and feedback.
- "Merchant" means any third-party business, advertiser, or service provider whose products, services, or offers are described on or linked from the Site.
- "Affiliate Link" means a link that, when clicked, may result in compensation to us.
4. Informational Purpose Only — No Professional Advice
The Site is provided for general informational and educational purposes only. We incorporate links to third party sites and services for your convenience.
Content on the Site does not constitute legal, financial, tax, investment, accounting, insurance, medical, or other professional advice, and must not be relied upon as such. We are not a law firm, financial adviser, broker, investment adviser, insurance producer, licensed recovery agent, debt collector, credit repair organization, or fiduciary, and no attorney-client, adviser-client, or fiduciary relationship is created by your use of the Site.
No outcome is promised. Nothing on the Site is a guarantee, representation, or warranty that you will obtain any particular result, benefit, payment, recovery, approval, savings, or return. Examples, case studies, illustrations, and testimonials reflect individual experiences and are not typical results.
Independent verification is your responsibility. Laws, program rules, eligibility criteria, prices, terms, and availability change frequently and vary by jurisdiction. You should independently verify all information and consult a qualified, licensed professional in your jurisdiction before acting on anything you read here.
If the Site addresses unclaimed property, asset recovery, government benefits, or similar topics, add: References/links to government agencies, programs, grants, tax incentives, or other public programs, are provided for informational purposes only. Official government resources are available free of charge, including your state's unclaimed property program and the National Association of Unclaimed Property Administrators at https://unclaimed.org. We are not affiliated with, endorsed by, or acting on behalf of any government agency. You are never required to pay a third party to search for or claim property that may belong to you. Further, all government program eligibility requirements and program availability may change without notice, and Users should verify all information directly with the applicable government agency.
5. Partner and Affiliate Referrals
Referral partners. Unclaimedly works with affiliate and referral partners who may direct users to our platform. When you access the Site through a partner referral link, we may record that referral so the partner can receive a commission, bounty, referral fee, or other compensation if you sign up or complete an eligible action. This is generally at no additional cost to you.
Not an endorsement or recommendation. Unless we expressly state otherwise, a partner referral or the presence of a program, Merchant, or offer on the Site is not an endorsement, recommendation, or certification of that partner's or Merchant's quality, legitimacy, licensing, or suitability for you. We do not verify third-party representations and do not act as your agent, broker, or adviser in evaluating them.
Disclosures. We disclose material partner and affiliate connections consistent with 16 C.F.R. Part 255, including on applicable landing pages and in our Privacy Policy.
6. Third-Party Links, Merchants and Transactions
This site contains links to third-party websites, products, software, services, and government resources. Users access third-party websites at the User's own risk.
If you enter into a transaction through these third-party links, we are not a party to your transaction. Any purchase, application, subscription, or agreement you enter into with a Merchant is solely between you and that Merchant, governed by that Merchant's terms, pricing, and privacy policy.
We are not responsible or liable for, and expressly disclaim all responsibility for:
- The accuracy of Merchant pricing, fees, rates, availability, promotional terms, eligibility requirements, or product descriptions;
- A Merchant's performance, non-performance, delivery, quality, safety, legality, or licensing;
- Billing disputes, refunds, cancellations, chargebacks, warranties, or returns;
- Data handling, security incidents, or communications practices of any Merchant; or
- Any loss, injury, or damages you incur in dealings with a Merchant.
Direct disputes with the Merchant. All claims regarding a Merchant's products or services, standards or processes, must be raised with that Merchant. You may also contact your payment provider or a consumer protection agency.
7. Intellectual Property
Our rights. The Site and all Content are owned by us or our licensors and are protected by intellectual property, copyright, trademark, trade dress, and other laws. "Unclaimedly" and our logos, among other things related to operation of our Site, are our intellectual property. Third-party names and logos appearing on the Site are the property of their respective owners and are used for identification and nominative fair use only; their appearance does not imply affiliation or endorsement.
Limited license to you. We grant you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and view the Content for your personal, non-commercial use. This license does not permit you to download (other than page caching), reproduce, republish, distribute, sell, sublicense, publicly display, create derivative works from, or commercially exploit the Content without our prior written consent.
Reservation. All rights not expressly granted are reserved.
8. Prohibited Conduct
By using the Site, you agree not to:
- Violate any applicable law, regulation, or third-party right;
- Use any robot, spider, scraper, crawler, headless browser, or automated means to access, harvest, index, or copy the Site or Content, except for compliant search engine crawlers respecting our robots.txt;
- Use Content to train, fine-tune, ground, or evaluate any machine learning or artificial intelligence model, or to build any dataset for such purposes, without our express written permission;
- Circumvent, disable, or interfere with security, rate limiting, bot detection, paywalls, or access controls;
- Manipulate affiliate tracking, including cookie stuffing, forced clicks, iframe injection, link cloaking to obscure our disclosures, self-referral for the purpose of obtaining discounts or commissions, generating artificial clicks or impressions, or interfering with attribution;
- Reverse engineer, decompile, or attempt to derive the source code of the Site;
- Introduce malware, viruses, or any code designed to disrupt, damage, or gain unauthorized access;
- Conduct denial-of-service attacks, excessive automated requests, or load testing without written permission;
- Frame, mirror, deep-link in a misleading manner, or present the Site as your own;
- Impersonate any person or entity, or misrepresent your affiliation;
- Harvest email addresses or other contact data for unsolicited messaging;
- Post User Content that is unlawful, defamatory, harassing, hateful, obscene, fraudulent, infringing, or that contains undisclosed paid promotion, fake reviews, or spam;
- Use the Site to compete with us or to build a substantially similar service; and
- Remove, obscure, or alter any copyright, trademark, disclosure, or proprietary notice.
We may investigate suspected violations and cooperate with law enforcement. We may seek injunctive relief and damages, including for unauthorized scraping or affiliate fraud.
9. User Content
Your license to us. By submitting User Content, you grant us a worldwide, perpetual, irrevocable, non-exclusive, royalty-free, fully paid, sublicensable, and transferable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display that User Content in any media, in connection with operating and promoting the Site.
Your representations. You represent and warrant that you own or have all necessary rights to your User Content, that it does not infringe or violate any third-party right, and that it complies with these Terms.
Reviews and testimonials. If you post a review, it must reflect your honest experience and disclose any material connection to the subject of the review, including whether you received compensation, a free product, or a discount. Fake and undisclosed-incentive reviews are prohibited and may violate federal law, including the FTC's Rule on the Use of Consumer Reviews and Testimonials.
Moderation. We have no obligation to monitor User Content but may remove, edit, or refuse any submission at our sole discretion, without notice. We are not responsible for User Content, and the views expressed are those of the poster.
Feedback. Suggestions and ideas you send us are non-confidential, and we may use them without restriction, compensation, or attribution.
10. Copyright Complaints (DMCA)
Unclaimedly respects the intellectual property rights of others and expects users to do the same thing. If you believe Content on the Site infringes your copyright or intellectual property, send a written notice to our designated agent containing the elements required by 17 U.S.C. § 512(c)(3): your physical or electronic signature; identification of the copyrighted work; identification of the allegedly infringing material and its location; your contact information; a statement of good-faith belief that the use is unauthorized; and a statement, under penalty of perjury, that the information is accurate and you are authorized to act. Unless otherwise indicated, all content, individual text, graphics, logos, designs, software, videos, photos, databases and any other original material, are owned by Unclaimedly or our licenses and provision under applicable interpretations.
Upon receipt of a valid notice, we may remove or disable access to the allegedly infringing material(s) during the pendency of investigation of the claim. Counter-notices may be submitted where permitted by applicable law under § 512(g).
Designated Copyright Agent
John-Glen Davis, CEO
Unclaimedly LLC
220 Woodhaven Drive
Bridgeville, PA 15017
11. Email and Communications Consent
- Email. By subscribing to receive email communication from us, you consent to receive email from us at the address you provide. You may unsubscribe at any time using the link in any email or by contacting hello@unclaimedly.com. We may still send you transactional or administrative messages.
- SMS: By providing your mobile number and checking the applicable box, you give prior express written consent to receive recurring automated marketing text messages from us at that number. Consent is not a condition of any purchase. Message frequency varies. Message and data rates may apply. Reply STOP to cancel or HELP for help.
- You agree that we may satisfy any legal notice requirement by email or by posting on the Site.
12. Disclaimer of Warranties
THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS, IMPLIED, OR STATUTORY. To the fullest extent permitted by law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, and any warranties arising from course of dealing or usage of trade.
We do not warrant that the Site will be uninterrupted, timely, secure, or error-free; that defects will be corrected; that the Site is free of viruses or harmful components; or that Content is accurate, complete, current, reliable, or suitable for your circumstances.
Some jurisdictions do not allow the exclusion of certain warranties. In those jurisdictions, our warranties are limited to the minimum extent permitted, and this section applies to the maximum extent permitted by applicable law. Nothing in these Terms limits or excludes liability that cannot lawfully be limited or excluded, including, for UK and EEA consumers, statutory consumer rights, and liability for death or personal injury caused by negligence or for fraud.
13. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE AND OUR OFFICERS, DIRECTORS, MEMBERS, EMPLOYEES, CONTRACTORS, AGENTS, AND LICENSORS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, BUSINESS OPPORTUNITY, OR ANTICIPATED SAVINGS, ARISING OUT OF OR RELATING TO YOUR USE OF OR INABILITY TO USE THE SITE, ANY CONTENT, OR ANY DEALINGS WITH A MERCHANT, WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY, OR ANY OTHER THEORY, AND WHETHER OR NOT WE WERE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS RELATING TO THE SITE WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US, IF ANY, IN THE TWELVE MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS (US $100).
These limitations are fundamental elements of the bargain between us and apply even if a limited remedy fails of its essential purpose. Some jurisdictions do not allow certain limitations, so parts of this section may not apply to you.
14. Dispute Resolution and Arbitration
14.1 Informal Resolution First.
Before initiating any court or administrative legal action or proceeding, you agree to first attempt in good faith to resolve any dispute, claim, or controversy arising out of these Terms, the Site, or your use of any content, information, products, or resources made available through the Site (collectively a "Dispute"). User must contact us at legal@unclaimedly.com with a written description of the Dispute and your requested relief. Unclaimedly and User will have thirty (30) days to resolve the Dispute informally. If the Dispute is not resolved within that time frame, either we or the User may proceed as described as follows. Informal resolution as outlined here is a condition precedent to arbitration or litigation.
14.2 Agreement to Arbitrate.
If we cannot resolve the dispute informally, except as expressly provided below in these Terms, any dispute arising out of or relating to these Terms or the Site will be resolved by final and binding individual arbitration administered by a nationally recognized arbitration organization, such as the American Arbitration Association ("AAA"), under its applicable consumer or commercial arbitration rules, as appropriate based upon the nature of the Dispute. A single arbitrator, not the courts, shall have exclusive authority to determine the arbitrability, applicability, enforceability, interpretation, or formation of this arbitration provision, including any claim that these arbitration provisions are void, voidable, or unenforceable, except that a court shall determine whether the class-action and representative-action waiver provisions contained herein are enforceable to the extent required by applicable law.
Arbitration Location. Any arbitration conducted pursuant to these provisions shall be conducted by videoconference or telephone, or as otherwise mutually agreed by and between Unclaimedly and User. In the event that the arbitrator determines that an in-person arbitration conference is required, the location shall be determined by the applicable arbitration rules, applicable law, or agreement by and between Unclaimedly and User.
Governing Law. The arbitrator may award any individual relief or remedies that may be available in an individual action in court including injunctive or declaratory relief, to the extent permitted by applicable law. The Federal Arbitration Act (FAA), 9 U.S.C. §§ 1-16, governs the interpretation and enforcement of this section, to the fullest extent applicable. The remainder of these Terms shall be governed by laws of the Commonwealth of Pennsylvania, without regard to conflict of law principles, except as otherwise required by applicable law.
Arbitration Costs and Fees. Allocation of arbitration related fees, filing, administrative, arbitrator, shall be governed by the applicable AAA rules, subject to applicable law. Unclaimedly will pay or reimburse any arbitration fees to the extent required by applicable law and/or AAA rules. Nothing in these Terms requires User to pay arbitration fees that User would not be required to pay if proceeding in court. Attorney fees and costs shall be the responsibility of each party, Unclaimedly and User, except as otherwise provided by applicable law, arbitration rules, or an arbitrator award where authorized by law.
14.3 Class Action and Representative Action Waiver.
To the fullest extent permitted by applicable law, YOU AND WE AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. YOU WILL BE RESPONSIBLE TO COVER COST OF ANY ARBITRATION THAT IS PURSUED. THE ARBITRATOR MAY NOT CONSOLIDATE CLAIMS OR PRESIDE OVER ANY FORM OF REPRESENTATIVE PROCEEDING. Unless Unclaimedly and User agree otherwise in writing, the arbitrator may not consolidate or join claims of more than one person and may not preside over any form of class, collective or representative proceeding. If this waiver is found unenforceable as to a particular claim, that claim will proceed in court and the remainder will be arbitrated.
14.4 Exceptions.
Nothing in this section prevents either Unclaimedly or User from (a) bringing an individual action in small claims court if the claim qualifies for that court and remains within its jurisdiction, (b) seeking temporary, preliminary, or emergency injunctive or equitable relief from a court of competent jurisdiction when necessary to preserve the status quo or prevent imminent irreparable harm pending arbitration including matters involving infringement or misappropriation of intellectual property, or (c) pursuing any claim or proceeding that applicable law expressly provides cannot be subject to arbitration.
Further, nothing in this arbitration provision is intended to waive or limit any rights or remedies that cannot lawfully be waived under applicable federal or state law.
14.5 Right to Opt Out of Arbitration.
You may reject this arbitration agreement by sending written notice to legal@unclaimedly.com within thirty (30) days of first accepting these Terms, stating your name and intent to opt out. Opting out does not affect any other provision.
14.6 Jury Trial Waiver.
To the fullest extent permitted by applicable laws, in the event that a Dispute proceeds in court, Unclaimedly and User knowingly and voluntarily waive any right to a trial by jury in any action or proceeding arising out of or relating to these Terms, the Site, or the relationships of we and you, except to the extent such waiver is prohibited by applicable law.
14.7 Time Limit.
Any claim must be brought within one (1) year after it arises, or it is permanently barred, except where a longer period is required by law.
14.8 Users Outside the U.S.
If you are a consumer resident outside the United States, this Dispute Resolution provision shall apply to the fullest extent permitted by the mandatory laws applicable to you. Nothing in these Terms is intended to deprive you of any rights, remedies, or procedural protections that cannot lawfully be waived under the laws of the country or jurisdiction in which you reside. Further, unless otherwise agreed by and between Unclaimedly and User, for a Dispute involving parties located in different countries, the arbitration may be administered by the International Centre for Dispute Resolution ("ICDR"), the international division of the AAA.
15. Governing Law and Venue
These Terms are governed by the laws of the Commonwealth of Pennsylvania, United States, without regard to conflict-of-laws principles, and excluding the United Nations Convention on Contracts for the International Sale of Goods. Subject to Section 14, the state and federal courts located in Allegheny County, PA have exclusive jurisdiction, and you consent to personal jurisdiction and venue there. This does not override the mandatory consumer protections described in Section 14.8.
16. Indemnification
User agrees to indemnify, defend, and hold harmless Unclaimedly LLC and its officers, directors, members, employees, contractors, and agents from and against any claims, liabilities, damages, losses, judgments, penalties, and expenses, including reasonable attorneys' fees, arising out of or relating to (a) your use of the Site, (b) your User Content, (c) your breach of these Terms or any law, (d) your infringement of any third-party right, or (e) your dealings with any Merchant. We reserve the right to assume the exclusive defense of any matter subject to indemnification, at your expense, and you agree to cooperate.
17. Termination and Suspension
We may suspend or terminate your access to the Site at any time, with or without notice or cause, including for suspected violation of these Terms. You may stop using the Site at any time. Sections 4, 5, 6, 7, 9, 12, 13, 14, 15, 16, 18, and 19 survive termination.
18. General Provisions
Changes to these Terms. We may modify these Terms at any time. We will update the "Last Updated" date and, for material changes, provide reasonable notice on the Site. Changes are effective when posted, or on the date stated. Your continued use after that date constitutes acceptance. If you do not agree, stop using the Site.
Changes to the Site. We may add, modify, suspend, or discontinue any part of the Site at any time without liability.
Severability. If any provision is held invalid or unenforceable, it will be modified to the minimum extent necessary to be enforceable, or severed, and the remaining provisions will remain in full force.
No waiver. Our failure to enforce any provision is not a waiver of our right to do so later.
Assignment. You may not assign or transfer these Terms without our written consent. We may assign these Terms freely, including in connection with a merger, acquisition, financing, or sale of assets.
Force majeure. We are not liable for any delay or failure to perform due to causes beyond our reasonable control, including acts of God, natural disasters, war, terrorism, civil unrest, labor disputes, governmental action, epidemics, internet or utility failures, or third-party service outages.
Entire agreement. These Terms, together with the Privacy Policy, Cookie Policy, Affiliate Disclosure and any posted supplemental terms, constitute the entire agreement between you and us regarding the Site and supersede all prior agreements and understandings.
No third-party beneficiaries. These Terms create no rights in any third party, except that our affiliates and licensors may enforce the provisions that benefit them.
Relationship. Nothing in these Terms creates a partnership, joint venture, agency, franchise, or employment relationship between you and us.
Interpretation. Headings are for convenience only. "Including" means "including without limitation." These Terms will not be construed against the drafting party.
Export and sanctions. You represent that you are not located in, and will not use the Site from, a country subject to a U.S. embargo, and that you are not on any U.S. government restricted-party list.
Language. These Terms are drafted in English. Any translation is provided for convenience, and the English version controls.
19. User Accounts
From time-to-time Unclaimedly may provide users the opportunity to establish individual user accounts, and in these situations, the following apply:
- Users are responsible for maintaining password confidentiality.
- Users are responsible for activities occurring under their accounts.
- Unclaimedly may suspend or terminate individual user accounts for violations of these Terms.
20. Contact
Questions regarding these Terms, or any other related matter, may be directed to us as follows:
UNCLAIMEDLY LLC
220 Woodhaven Drive
Bridgeville, PA 15017
Allegheny County
General inquiries: info@unclaimedly.com
Privacy matters: privacy@unclaimedly.com
Legal notices: legal@unclaimedly.com